In times of rate hikes, lenders adapt with promotions and incentives to make mortgages more attractive and accessible. Lately I've been seeing a lot of creativity in lending. And before you get any ideas, I'm not talking about the predatory creativity of the early oughts. With today's regulations, creative lending means opportunity. On this episode I talk with lender Cyndi Veroneau at Caliber Home Loans to learn about some of the creative mortgage hacks available to buyers and sellers to get their rates and loan fees down.